Terms of Service

• Give accurate information when you create the account.
• Keep your password and sign-in links private.
• Use one account per person. Do not share, sell or transfer an account.
• Tell us at once if you think someone else used your account.

We may suspend an account that breaks these rules. Section 12 explains suspension and termination.

The service includes a practice bank, worked explanations, mock exams and past papers. It also includes flashcards, notes, a study plan, the SAGE tutor and the Study Zone video library. The exact features depend on your plan.

A free account includes 500 practice attempts in total and 10 SAGE questions each day. The free attempts include worked explanations.

A paid pass removes the practice cap. Fair-use limits still apply, including a limit on practice answers per hour. The limit is shown in the app.

We can add, change or remove a feature. We do not remove a paid feature during the paid term without a refund or a reasonable replacement.

• MDCAT Pass: PKR 10,000. One payment for one year from activation.
• MDCAT and UCAT bundle: PKR 15,000. One payment for both tracks for one year from activation.
• UCAT track: PKR 5,000. You can buy it as an upgrade to the MDCAT Pass or on its own.

The checkout page states the term that applies to your purchase. A pass does not renew automatically. We do not charge a recurring subscription.

Prices are in Pakistani rupees. We can change a price for a future purchase. A price change does not affect a pass you already bought.

We currently accept NayaPay or direct bank transfer, with manual receipt approval. Upload the receipt on the upgrade page. Your account activates within 12 hours of receipt approval.

We can refuse a receipt that is unreadable, duplicated, altered or fraudulent. We can also ask for a clearer copy. Do not send card numbers or full bank account numbers.

If card checkout is enabled, the payment provider handles the card data. We do not store card numbers.

A paid pass has a 30-day money-back window. The Refund Policy explains who can request a refund, how we review it and how the money returns.

You may use the service for your own study. You may not:

• resell, redistribute or republish questions, explanations or notes
• copy the bank in bulk or use a scraper, bot or automated download
• share answers, accounts or access with another person
• reverse engineer, probe or attack the service
• upload unlawful, harmful or abusive content
• use the service to build or train a competing question bank

Search engines may index the public pages. AI answer engines may read the public pages and cite them. The bank, the runner and the study plan stay behind the account wall.

You keep ownership of the notes, forum posts, messages and other content you create. You grant us a non-exclusive, worldwide licence to host, store, display, moderate and process that content to run the service and provide support.

You are responsible for your content. Do not post personal data about another person without permission. We may remove content that breaks these terms or the law.

The question bank, explanations, notes, study plan, code, design and brand are owned by mymdcat or its licensors. Your pass gives you a personal right to use the content. It does not give you ownership or a right to redistribute it.

SAGE output is for your personal study. Check important facts against your textbooks and your teachers.

SAGE is an AI study assistant. AI models can be wrong, incomplete or out of date. SAGE does not provide medical, clinical or diagnostic advice. Do not use it to make a health decision.

SAGE uses Google Gemini and River model providers. Your prompt and the study context you send go to those providers. Do not send sensitive personal data, passwords or another person's private information. The Privacy Policy lists the providers.

Study Zone shows third-party lectures through the official YouTube player. The creators own their videos. Your use of the player is also governed by the YouTube Terms of Service.

We do not control a third-party video. A creator can remove a video, and the video can become unavailable.

We aim to keep the service online. We may schedule maintenance and we may change a feature. We do not promise uninterrupted service.

We may suspend or end an account that breaks these terms, commits fraud, attacks the service or abuses another person. You can delete your account in Settings at any time. Sections that by their nature survive termination, including ownership, liability and governing law, continue to apply.

The service is provided as it is. We do not promise a specific exam score, a place at a college or a particular result. We do not promise that every question, explanation or AI answer is free of error.

Nothing in these terms removes a right that the law does not allow us to remove.

To the extent the law allows, we are not liable for indirect, incidental or consequential loss. This includes lost study time, lost data and lost opportunity.

Our total liability for a claim is limited to the amount you paid us in the 12 months before the claim. Nothing limits liability for fraud or for a right the law does not allow us to limit.

These terms are governed by the laws of Pakistan. The courts of Karachi, Sindh, have jurisdiction over a dispute.

Before you start a legal claim, contact support@mymdcat.com. Most issues are resolved faster by support.

We can update these terms. The date at the top shows the version in force. If a change is material, we tell account holders by email or in the app. If you do not agree to a change, stop using the service and delete your account.